Why Travel Insurance Is Important In Today's World

No matter what your vaccination status is and where your traveling to, if you plan to travel in todays world, you need to have a financial safeguard in place for trip problems. Issues that arise on vacation come in all shapes and sizes but if you have travel insurance you can feel protected when something does happen. 

While there are a vast amount of things travel insurance plans can help with, today I am going to talk about what we are noticing with airfare. As most of you know, the United States is struggling with a national staffing shortage and the airlines, airports, and TSA are not exempt from this shortage. What we are seeing right now is if there is one hiccup to a few flights, it throws future days or weeks into a complete uproar while the airlines try and play catch up. 

This weekend there were thousands of flights cancelled due to severe weather in Orlando. While the airlines played catch up it gobbled up days worth of flight availability to get those cancelled home. Due to this situation, if you needed to get home you may have been stuck for three or four days. Right now the airlines do not have enough staff to keep up with the amount of people who are traveling before something goes wrong. I personally experienced this back in October when an airline cancelled our flight and was not able to get us back home for seven entire days. We were able to book ourselves through another airline to get home sooner and submit a claim for reimbursement through our travel insurance plan. Can you imagine the financial burden you could run into if you had to pay out of pocket and were not going to get reimbursed, or worse had to sit in the airport for days at a time? 

Last week we had a training in Puerto Vallarta and on the way home a few of us had a layover at the Chicago O'hare airport. We ran into a 3.5 hour line in customs making us miss our layover to head back home. Guess what, customs does not offer anything at all if you miss your flight due to a long line. Luckily we have travel insurance, so we knew that we would be taken care of for the added financial burden of an extra hotel reservation and added meals while we were there.

These are just a few of the many reasons you need to make sure you are covered with travel insurance today. While we are not licensed insurance agents, we can assist you in making sure your vacation is covered by providing plan options to you and pointing you in the right direction to the insurance company we are partnered with. 

For more information on covering your vacation, reach out to a Starsuff Travel Planner today!